Being in a car accident is a very emotional and stressful situation. After the initial exposure has been exhausted and you are sure that everyone agrees, these simple suggestions will help you gather the information you need for your insurance to help you complete the application process.
Call the police
Even if you have a small car accident, it is best to call the police. Police reports help you gather incident details that you can report to your insurance company. Regardless of who was responsible for the accident, filing a police report is the preferred option for insurance companies.
Be sure to get the name, address, insurance information, car make and registration of all other persons involved in a car accident. This information will be necessary when you file a claim with your insurance company.
Keep a disposable camera in your car
Disposable cameras are great for road trips where you can quickly and unexpectedly take pictures of landscapes or for your fellow travelers. These cameras are also useful for photographing an accident. Take a picture of your vehicle, vehicles involved in the accident, the area where the accident occurred, any traffic lights or other traffic lights that can help you with your insurance claim
Call your insurance agent
Be sure to contact your insurance agent as soon as possible. Be sure to tell your agent all the details of the incident; including the police information of the other party, as well as the photos he took. The more information you can provide, the easier it will be to claim.
DMV requires that you notify them of the accident within 10 days after the incident. Many people do not know about this law, so be sure to report this to your local DMV and find out what to do when you get in a car accident and what requirements apply to your situation.
After the crash
It is important that you do the following after you had an accident:
- Take a deep breath. Collision can be intimidating, and this is naturally overcome at the beginning. Take a moment to recover before doing anything else.
- Stop the engine and make sure the car is in a neutral / parked position with the parking brake on.
- Rate the situation. If you are hurt, keep calm and wait for help. If you have passengers, check if they are injured. Then check any other car to locate the wounded. If there is, call the police and ambulance technician.
In the event of an accident, when you had a car accident, you will have time to recall these simple tips that will help you to file a claim on car insurance when you ask yourself what to do when you get in a car accident and it’s not your fault.